The FTC Funeral Rule
The Funeral Rule is put in place to help consumers when they are planning funeral service. It is enforced by the Federal Trade Commission (FTC). This use allows you to only choose and pay for the goods and services that you want when you are making arrangements with a funeral home.
Below are 10 ways the funeral rule helps you.
Your 10 Rights Under the Funeral Rule
- Purchase only the funeral arrangements you want
- Get price information on the phone
- Obtain an itemized price list when you visit a funeral home
- See a written casket price list before you see the caskets
- Obtain an outer burial container price list
- Receive a written statement after you decide what you want
- Get an explanation in writing for any legal cemetery requirements
- Use of an alternative container instead of a casket for cremation
- Use a casket or urn that you purchased yourself for the funeral
- Make funeral arrangements without embalming the body.
What Does The Funeral Rule Mean for You?
The funeral rule allows you to get all information needed before paying for goods and services at a funeral home.
When it comes to goods (caskets, urns, cremation containers) you will find more affordable options outside of the funeral home.
By law, every funeral home must accept any outside products that you want to use for the service. For example, if you want to purchase a casket elsewhere, the funeral provider must accept it.
The funeral rule is put in place to protect consumers during one of the most stressful times of their lives.
Your Next Steps
Use the funeral rule to your advantage by doing some comparison shopping online. We recommend looking for high priced items like caskets the same way you would look for other high priced items you purchase in your life.
Looking around can save you hundreds to thousands of dollars for the same product offered at a funeral home.